Why have I chosen life outside the U.S.?

In case anyone was wondering why I've chosen to make my life hard, in many ways, by living in Central America, this story gives a pretty good explanation why.

When we were in the U.S., I enquired several times with different financial institutions about the possibility of adding E. either as a co-owner or beneficiary of an account. Nothing doing. Even less possible to have her on record as co-owner of our condominium. Numerous stories about lesbian and gay partners (defacto spouses) being denied hospital visitation rights--not to mention decision-making ability--gave me nightmares.

I ask again: just whom would it hurt for us to have these rights???